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DJ Puff Advisors Group, Inc.
, Camillus, NY (315) 488-8885
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Address 5099 West Genesee St. Camillus, NY 13031 Business Services Retirement Plans and Administration, Investment Counselor, Teacher Retirement, 403 B Plan Administration, Life Insurance, IRA Rollovers, Estate Planning
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Business Type: The financial planning process has four distinct functions: Protection, accumulation, preservation, and distribution. While it is impossible to predict the future, it is certainly possible to plan for inevitable events. We will create a road map to the future. This map is designed to steer our clients clear of predictable "potholes". Getting to retirement age without retirement savings is a pothole. Not having a college funding plan for a college bound child is a pothole. Providing for a parent without preserving resources is a pothole! These "events" are stressful and perplexing but not impossible to manage effectively.
Our Mission
To determine how clients can meet lifelong financial goals through management of their resources. This is achieved by examining current and past financial history. The data-gathering session is the foundation for orienting a plan of action. While the numbers and data are very important, establishing a sound working relationship is the key element of any plan!
Need a Financial Advisor?
Need Information on a TSA/403(b)?
Saving and investing for retirement is a central goal in an individual financial program and should include an evaluation of the ultimate impact of both ordinary income taxes and estate taxes on retirement assets.
Donald J. Puff, Registered Principal with GWN Securities, Inc. “Knowledge, communication, integrity, friendship!” Those four words explain Don’s appeal to his clients. His wealth of investment industry knowledge comes from over 30 years of addressing the financial concerns of educators and professionals, both before and after retirement. That impressive experience, combined with strong communication skills, enables Don to simplify and explain even the most complex concepts and alternatives in everyday language. He treasures the trust his clients place in him and safeguards it by everything he says and does, because his reputation for unquestioned integrity is far more important to him than any fee or commission. For such reasons, Don often forms a close friendship with his clients. While Don can additionally be described as reliable, personable, and caring, the most accurate characterization might be “the consummate professional”. His goal is to help each client reach his or her financial objectives through a meticulous planning process and a strong working relationship. When you also consider that Don offers a free initial consultation, you have an advisor worth standing in line to see. Outside the office, Don enjoys home remodeling projects, movies, and music. His wife, Deborah, works with him in the business. They are proud parents of an extended family that includes a son serving in the U.S. Army, a son-in-law serving in the U.S. Navy, and a daughter who is joining the business.
Question What can you do for me that I can't do for myself? Answer Life presents many challenges including - but certainly no limited to - the uncertainty of the Social Security and health care systems combined with increasing life spans, the ever-changing tax code and its interpretation, and the complexity of the financial markets in today’s global economy. You can face these challenges alone . . . or in partnership with us.
We offer three major benefits:
#1 Comprehensive personalized services
#2 Impartial Recommendations
#3 A "road map to the future"
Our analysis of your individual preferences, goals, concerns, income needs, time frame, and tolerance for risk is painstakingly thorough. Unlike some representatives of stock brokerages, mutual funds, and insurance companies, we are stubbornly independent and offer unbiased advice unrestricted to proprietary products and untainted by sales quotas.
As necessary, we analyze the financial universe and offer you one or more strategies to help you accomplish your goals, explaining everything to your satisfaction.
Finally, life is a journey, but you probably won't reach your intended financial destination unless you know where you are going, follow the best route there, avoid the "potholes", and keep up a steady pace.
For that reason, our demanding procedures produce a detailed plan designed to get you where you want to be when you want to be there. Question Why should I work with you instead of another professional? Answer When you have heart problems, you go to a cardiac specialist, not a general practioner. Similarly, when you partner with us, you work with a specialist who had extensive experience in complex issues like retirement planning, estate planning, asset allocation, wealth preservation, long-term care, managed accounts, and risk management through insurance and annuities. You get a thorough review of your current situation with specific suggestions for improvement and, with your approval, implementation of those recommendations. We continue with on-going monitoring of your progress and portfolio alterations suggested by sophisticated computer modeling of economic and market conditions. The bottom line is, you get a well-trained and experienced team of professionals helping you define and meet your financial goals, letting you concentrate on important things like your job, your leisure time, your family . . . and a good night's sleep. Question How much does this cost? Answer The initial consultation is free, informative, without obligation, and potentially life-changing. All subsequent services are provided in exchange for a moderate asset-based fee* or product-based commission*. Like an attorney or CPA, our services are based on years of education and practice. With current technology, old-fashioned personal attention, and your best interests foremost, we strive to grow and preserve your wealth. We want our services to pay for themselves many times over . . . and for you to wish you had called us sooner.
Question How often do I hear from you? Answer We prefer to work with selective clients who, in turn, prefer to work with an advisor who knows them by name and not simply by account number . . . one who meets their needs – not with a sales pitch – but with a sincere concern for their financial future. You get answers to all your questions, regular written communications, face-to-face reviews and, whenever appropriate, a personal phone call to update or advise you. We respond promptly to your inquiries and treat you like family. That’s why, if you tell us you are happy with your current financial advisor, we can reply with confidence, “After only one meeting, you should be even happier with us.” Question Do you accept all clients? Answer Most of our clients, but not all, are educators or professionals and are planning for retirement or already enjoying it. All our clients share a desire to worry less about their finances. No matter your circumstances, however, if we don’t feel our capabilities match your needs, we will politely decline your offer to become a client. To schedule your free, one hour, no obligation consultation, please call us at (315) 488-8885. If you are undecided and still have questions, call us for the answers. It’s your money, your future, your move. Question ********************DISCLAIMER********************
Securities and Registered Investment Advisory Services offered through:
GWN Securities, Inc.
11440 Jog Road
Palm Beach Gardens, FL 33418
(516) 472-2700
Member FINRA, SIPC
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